Episodes

Feb. 20, 2021

Why Is College So Expensive?

"So where does all of that tuition money go? Roughly 70% of the cost of college goes to administrators and teachers. So the biggest cost of college is labor and I don’t see colleges deciding to scrimp on these costs anytime s...
Feb. 17, 2021

How Do You Know If You’re Saving Enough For Retirement?

"Having 12x income put away lets you withdraw 4-5% of your portfolio annually and adjust it to inflation. This is what most experts recommend retirees take out annually. This keeps retirees from running out of money too early...
Feb. 15, 2021

The Catch-22 of Selling Your House Right Now

"Unfortunately, the price you sell your home for is only one side of the equation. You have to live somewhere so selling your house for a higher price simply means you would turn around and have to buy another house that’s al...
Feb. 12, 2021

How David Beats Goliath in Real Life

"David minds his own business and focuses on his work and enjoying his free time, investing based on his own goals and risk tolerance. He doesn’t throw away his time on provocative, negative information about politics, conspi...
Feb. 11, 2021

Friends Don’t Leave Friends Holding the Bag

" Everybody, seriously everybody, on these platforms is talking their book . They are saying things, consciously or unconsciously, that will benefit them. Their needs may be emotional, financial or some combination thereof. I...
Feb. 9, 2021

Oblivious

"We keep learning that much of the process by which we exercise judgment and make decisions is, shall we say, sub-optimal for the modern world." - Barry Ritholtz For more visit: The Big Picture For disclosure information plea...
Feb. 8, 2021

How The Stock Market Works

"Many people compare the stock market to a casino but in a casino, the odds are stacked against you. The longer you play in a casino, the greater the odds you’ll walk away a loser because the house wins based on pure probabil...
Feb. 5, 2021

Managing Your Investments Late in the Cycle

"This rinse, lather, repeat cycle of market history is filled with epic stock narratives . A couple of the more recognizable ones in recent history include the dot-com boom of the late 1990s, real estate in the 2000s and the ...
Feb. 4, 2021

It Feels Like the Game is Rigged

"Right now, people are getting rich quick. But this will not last forever. And the worst thing about trying to get rich quick, aside from the fact that it usually backfires, is that when it doesn’t work, you’ll say that the g...
Feb. 3, 2021

Delete Junk Food From Your Retirement Portfolio

"We are one of the world’s richest nations, but many investors own the investment equivalent of Corn Dogs in their retirement accounts." - Tony Isola For more visit: A Teachable Moment For disclosure information please visit:...
Feb. 2, 2021

Crowdsourced Pump and Dump

"This week, I witnessed the craziest thing I’ve ever seen in the stock market. A merry band of traders, congregating on the popular internet message board, Reddit, successfully pulled off a massive short squeeze on shares of ...
Jan. 30, 2021

Late Cycle Bubblicious?

"Finding historical parallels to the pandemic ground hog day circumstances is all but impossible: Stuck at home, the usual in-person socializing non-existent, much of our favored live entertainments unavailable." - Barry Rith...
Jan. 28, 2021

Stimulus, More Stimulus and Taxes

"Which matters more to equities, valuations or the economy? This is not an abstract academic question, but rather the core of the debate between the stock market’s bulls and bears. " - Barry Ritholtz For more visit: The Big P...
Jan. 27, 2021

Reaching Your Financial Resolutions in 3 Easy Steps

"Just developing the habit of putting money aside – and accomplishing that goal right away – may be the momentum you need to move the needle in the right direction and keep going." - Dina Isola For more visit: RealSmartica Fo...
Jan. 26, 2021

Dear Samantha

"By accepting the potential for losses today, we earn the potential returns of tomorrow. Once you have accepted this fact, you are ahead of most investors – both individuals and professionals..." - Josh Brown For more visit: ...
Jan. 22, 2021

We Don’t Live In Our 401(k) Plans

"Learning to spend a little less in the present and a bit more in the future isn’t easy. We live in the moment, not in our 401(k) plans." - Tony Isola For more visit: A Teachable Moment For disclosure information please visit...
Jan. 21, 2021

How to Make Millions in Bitcoin

"Perhaps the secret to long-term investing success is not to lose your password, but to entrust it to a neutral third-party who doesn’t allow you to pay attention to the short-term fluctuations in value." - Blair duQuesnay Fo...
Jan. 20, 2021

Silicon Valley De-Platforming: Freedom & Censorship

"The constitution does not require you to turn over your home or businesses or any other property to allow anyone to communicate about anything." - Barry Ritholtz For more visit: The Big Picture For disclosure information ple...
Jan. 18, 2021

What is Wrong with These People?

"What is so striking about all of the people embracing unorthodox views isn’t that they are insane, but rather that they seem so normal ." - Barry Ritholtz For more visit: The Big Picture For disclosure information please vis...
Jan. 15, 2021

It's OK to Build Wealth Slowly

"So much of the success for any investment or wealth-building strategy comes down to your personality." - Ben Carlson For more visit: A Wealth of Common Sense For disclosure information please visit: https://ritholtzwealth.co...
Jan. 14, 2021

The Stock Market is Causing the Bubbles

"When speculation is running rampant, as I believe it currently is, people stop thinking about the future and only think about today." - Michael Batnick For more visit: The Irrelevant Investor For disclosure information pleas...
Jan. 12, 2021

Eventual Failure of False Belief Systems

"What is the penalty for being wrong? It is a surprisingly complicated question." - Barry Ritholtz For more visit: The Big Picture For disclosure information please visit: https://ritholtzwealth.com/blog-disclosures/ Learn mo...
Jan. 11, 2021

Two Simple Rules For Building Real Wealth

"Simple beats complex in investing and life." - Tony Isola For more visit: A Teachable Moment For disclosure information please visit: https://ritholtzwealth.com/blog-disclosures/ Learn more about your ad choices. Visit megap...
Jan. 8, 2021

When an Asset Goes Out of Style

"As with any ‘investment’ you need to go in with your eyes wide open and recognize that what you are doing is risky. Tastes change." - Tadas Viskanta For more visit: Abnormal Returns For disclosure information please visit: h...