What If This Is the Worst Time to Retire?
On this episode of Talking Wealth, Ben Carlson is joined by Christine Benz, Director of Personal Finance and Retirement Planning at Morningstar, to discuss one of the biggest fears facing retirees: what if this turns out to be a terrible time to retire?
They explore the risks of retiring after a historic bull market, sequence of returns risk, and best practices for withdrawing money in retirement. Plus, how higher bond yields have changed the retirement equation, the case for the 60/40 portfolio, the pros and cons of structured income products, bucket strategies, front-loading retirement spending, and why delaying Social Security or working longer could make a difference. Finally, Christine shares where financial advisors can add the most value when helping clients transition from saving money to spending it.
This episode is sponsored by DBMF. To learn more about the world’s largest managed futures ETF visit https://www.dbmf.com/TW
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