In this segment from episode 122, Ben and Michael ask if financial education is all for naught. Are financial pundits preaching to the converted? How can we get people to save more, and how can we fix the retirement system? Here is a look at their thoughts on how to think about these problems.

Check out the full episode to hear Michael and Ben discuss Tesla's wild ride, fixing the US retirement system, why financial literacy doesn't always work, why the Fed isn't to blame for everything in the markets, long-term market return expectations, where are all the start-ups and much more.

"The New American Retirement Plan" by John Rekenthaler: https://www.morningstar.com/articles/961768/the-new-american-retirement-plan

Blair duQuesnay's article on Social Security:
https://blairbellecurve.com/taking-social-security-early/

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